Most, millennials in the United States are constantly dealing with the crushing weight of living in a country that encourages higher education, but forces them to take out thousands of dollars in loans to do so. Something clearly isn’t working in that equation.

To help ease the brunt of the dilemma, the U.S. government plans to forgive at least $108 billion in student loan debt over the next 10 to 20 years, according to Fortune.

That number is roughly one third of the whopping $352 billion in total student loan debt expected to be taken out between 1995 and 2017.

Congress has agreed to a play that will use federal programs to lower monthly loan payments and forgive any unpaid loans after 10 or 20 years. Only time will tell how much of this plan remains in tact during and following a Donald Trump presidency.

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